• Small Business Checking Account
• Regular Business Checking Account
• Sole Proprietor Service Charge Free Checking Account
• Non-Profit Service Charge Free Checking Account
• Business Checking with Interest
  (NOW Account)
• Business Money Market Account
• Business Index Money Market Account
• Business Golden Passbook Account
• Business Savings Account

Small Business Checking Account

• Minimum opening deposit - $100.00.
• $5.00 monthly service charge.
• Excessive check fee of $.25 for each debit transaction (withdrawal, check paid, automatic transfer or payment out of this account) in excess of 20 during a statement cycle.

Regular Business Checking Account

• Minimum opening deposit - $100.00.
• $8.00 monthly service charge.
• Deposit fee of $.08 for each item deposited.
• Transit item paid fee of $.15 for each item paid.
• Features an earnings credit which is applied to reduce/eliminate service charges.

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Sole Proprietor Service Charge Free Checking Account

• Available to Sole Proprietors only.
• Minimum opening deposit - $100.00.
• No monthly service charge.
• No minimum balance is required.
• No per check charge.
• Unlimited check writing.
• Free ShazamChek/Debit card with no annual fee upon approval.
• Free Travelers Cheques.

Non-Profit Service Charge Free Checking Account

• Available to Municipalities and Non-Profit Organizations.
• Minimum opening deposit - $100.00.
• No monthly service charge.
• No minimum balance is required.
• No per check charge.
• Unlimited check writing.

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Business Checking with Interest (NOW Account)  

• Available to Sole Proprietors, Municipalities and Non-Profit Organizations.
• Interest bearing checking account.
• Minimum opening deposit - $1000.00.
• Minimum balance of $1,000.00 is required to avoid service charges.
• Unlimited check writing.
• Interest is compounded and credited monthly.
• Free – 1 box of Woodford State Bank image checks per order.
• Free ShazamChek/Debit card with no annual fee upon approval (Sole Proprietors only).
• Free Travelers Cheques (Sole Proprietors only).
• Free Cashiers’ Checks and Personal Money Orders.
• Rate and annual percentage yield may change monthly.

Business Money Market Account

• Minimum opening deposit - $2,500.00.
• Minimum balance of $2,500.00 is required to avoid service charges.
• Limited to six withdrawals per month (no more than three by check).
• Interest is compounded and credited monthly.
• Rate and annual percentage yield may change monthly.

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Business Index Money Market Account

• Liquidity with higher earnings on larger balances.
• Minimum opening deposit - $10,000.00.
• Minimum balance of $2,500.00 is required to avoid service charges.
• Limited to six withdrawals per month (no more than three by check).
• Interest is compounded and credited monthly.
• Rate and annual percentage yield may change monthly.

Business Golden Passbook Account

• Passbook savings with exceptional rate of interest.
• Minimum opening deposit - $500.00.
• Minimum balance of $500.00 is required to avoid service charges.
• Limited to one withdrawal per calendar quarter.
• Unlimited deposits accepted.
• No electronic funds transfers (deposits or withdrawals) are allowed.
• Interest is compounded and credited quarterly.
• Rate and annual percentage yield may change monthly.

**Other fees may apply – contact a customer service representative.**

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Business Savings Account

• Minimum opening deposit - $50.00.
• Minimum balance of $25.00 is required to avoid service charges.
• Interest is compounded and credited quarterly.
• Rate and annual percentage yield may change monthly.

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