Real Estate and Mortgage:

Would you like to purchase or build your dream home, repair or improve your existing home or consolidate your debts? If so, contact one of Woodford State Bank’s knowledgeable loan officers and let them make your dreams come true.

Apply for Residential Loan. *

Home Equity:  

Do you have equity in your home? Let Woodford State Bank help you with a home equity loan to help with large purchases or debt consolidation.

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Consumer Loans:

Need a car, boat or just some extra money for unexpected bills? Contact Woodford State Bank Loan personnel for just the right loan and terms to fit your budget.

  • Vehicle
  • Personal
  • Recreational

Print and complete the application below.  You may bring the completed application into any one of our offices, and our friendly loan staff would be happy to assist you.

Apply for Consumer Loan. *

*You must have a pdf viewer to open the document. You may download Adobe Acrobat Reader by clicking here.

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Business Loans:

Thinking of purchasing a business, expanding your inventory, increasing your working capital or helping with your cash flow, let Woodford State Bank help you with your financial needs TODAY and TOMORROW.

Agriculture Loans:  

Woodford State Bank is dedicated to the success of the ag industry and farmers we serve. We have experienced ag lenders eager for the opportunity to discuss the needs of our area farmers.

Woodford State Bank offers a wide variety of ag loan products:

  • Operating Loans and Lines of Credit
  • Livestock Loans
  • Machinery and Equipment Loans
  • Farm Service Agency Guaranteed loans
  • Farm Real Estate Loans – Short Term and Long Term Fixed Rates
  • Farm Service Agency Interest Assistance Loans
  • Dairy Expansion Loans

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Private Student Loans:  

The Smart Option Student LoanŽ for Woodford State Bank by Sallie MaeŽ

For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Rewards and interest rate reductions available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

To learn more, please get started here.

Get started: the Smart Option Student Loan

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