WSB Homeowner Checking Account — "NEW!!"

  • Available to any customer with a home loan at Woodford State Bank.
  • Minimum opening deposit - $100.00.
  • No monthly service charge.
  • No minimum balance is required.
  • No per check charge.
  • Unlimited check writing.
  • Free Woodford State Bank image checks – 1 box per order.
  • Free ShazamChek/Debit card with no annual fee upon approval.
  • Free online banking
  • Free Bill Pay

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WSB Bronze Checking Account

  • Minimum opening deposit - $100.00.
  • No monthly service charge.
  • No minimum balance is required.
  • No per check charge.
  • Unlimited check writing.
  • Free ShazamChek/Debit card with no annual fee upon approval.
  • Free online banking
  • Free Bill Pay

WSB Silver Checking Account

  • Interest bearing checking account.
  • Must be 55 years of age or older.
  • Minimum opening deposit - $100.00.
  • No monthly service charge.
  • No minimum balance is required.
  • Unlimited check writing.
  • Interest is compounded and credited monthly.
  • Free ShazamChek/Debit card with no annual fee upon approval.
  • Free online banking
  • Free Bill Pay

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WSB Gold Checking Account (NOW Account)

  • Interest bearing checking account.
  • Minimum opening deposit - $1000.00.
  • Minimum balance of $1,000.00 is required to avoid service charges.
  • Unlimited check writing.
  • Interest is compounded and credited monthly.
  • Free – 1 box of Woodford State Bank image checks per order.
  • Free ShazamChek/Debit card with no annual fee upon approval.
  • Free Cashiers’ Checks and Personal Money Orders.
  • Rate and annual percentage yield may change monthly.
  • Free online banking
  • Free Bill Pay

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Personal Money Market Account

  • Minimum opening deposit - $2,500.00.
  • Minimum balance of $2,500.00 is required to avoid service charges.
  • Limited to six withdrawals per month.
  • Interest is compounded and credited monthly.
  • Rate and annual percentage yield may change monthly.
  • Free online banking

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Personal Index Money Market Account

  • Liquidity with higher earnings on larger balances.
  • Minimum opening deposit - $10,000.00.
  • Minimum balance of $2,500.00 is required to avoid service charges.
  • Limited to six withdrawals per month.
  • Interest is compounded and credited monthly.
  • Rate and annual percentage yield may change monthly.
  • Free online banking

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Personal Golden Passbook Account

  • Minimum opening deposit - $500.00.
  • Minimum balance of $500.00 is required to avoid service charges.
  • Limited to one withdrawal per calendar quarter.
  • Unlimited deposits accepted.
  • No electronic funds transfers (deposits or withdrawals) are allowed.
  • Interest is compounded and credited quarterly.
  • Rate and annual percentage yield may change monthly.
  • Free online banking

**Other fees may apply – contact a customer service representative.**

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Personal Savings Account

  • Minimum opening deposit – $50.00.
  • Minimum balance of $25.00, required to avoid service charges.
  • Fall below fee is waived for minors 18 or younger or non-profit organizations.
  • Limited to six withdrawals per month.
  • Interest is compounded and paid quarterly.
  • Rate and annual percentage yield may change monthly.
  • Free online banking

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Woodford State Bank

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