• WSB Homeowner Checking Account
• WSB Bronze Checking Account
• WSB Silver Checking Account
• WSB Gold Checking Account
• Personal Money Market Account
• Personal Index Money Market Account
• Personal Golden Passbook Account
• Personal Savings Account

WSB Homeowner Checking Account — "NEW!!"

• Available to any customer with a home loan at Woodford State Bank.
• Minimum opening deposit - $100.00.
• No monthly service charge.
• No minimum balance is required.
• No per check charge.
• Unlimited check writing.
• Free Woodford State Bank image checks – 1 box per order.
• Free ShazamChek/Debit card with no annual fee upon approval.

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WSB Bronze Checking Account

• Minimum opening deposit - $100.00.
• No monthly service charge.
• No minimum balance is required.
• No per check charge.
• Unlimited check writing.
• Free ShazamChek/Debit card with no annual fee upon approval.

WSB Silver Checking Account

• Interest bearing checking account.
• Must be 55 years of age or older.
• Minimum opening deposit - $100.00.
• No monthly service charge.
• No minimum balance is required.
• Unlimited check writing.
• Interest is compounded and credited monthly.
• Free ShazamChek/Debit card with no annual fee upon approval.

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WSB Gold Checking Account (NOW Account)

• Interest bearing checking account.
• Minimum opening deposit - $1000.00.
• Minimum balance of $1,000.00 is required to avoid service charges.
• Unlimited check writing.
• Interest is compounded and credited monthly.
• Free – 1 box of Woodford State Bank image checks per order.
• Free ShazamChek/Debit card with no annual fee upon approval.
• Free Cashiers’ Checks and Personal Money Orders.
• Rate and annual percentage yield may change monthly.

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Personal Money Market Account

• Minimum opening deposit - $2,500.00.
• Minimum balance of $2,500.00 is required to avoid service charges.
• Limited to six withdrawals per month.
• Interest is compounded and credited monthly.
• Rate and annual percentage yield may change monthly.

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Personal Index Money Market Account

• Liquidity with higher earnings on larger balances.
• Minimum opening deposit - $10,000.00.
• Minimum balance of $2,500.00 is required to avoid service charges.
• Limited to six withdrawals per month.
• Interest is compounded and credited monthly.
• Rate and annual percentage yield may change monthly.

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Personal Golden Passbook Account

• Minimum opening deposit - $500.00.
• Minimum balance of $500.00 is required to avoid service charges.
• Limited to one withdrawal per calendar quarter.
• Unlimited deposits accepted.
• No electronic funds transfers (deposits or withdrawals) are allowed.
• Interest is compounded and credited quarterly.
• Rate and annual percentage yield may change monthly.

**Other fees may apply – contact a customer service representative.**

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Personal Savings Account

• Minimum opening deposit – $50.00.
• Minimum balance of $25.00, required to avoid service charges.
• Fall below fee is waived for minors 18 or younger or non-profit organizations.
• Limited to six withdrawals per month.
• Interest is compounded and paid quarterly.
• Rate and annual percentage yield may change monthly.

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