• WSB Bronze Checking Account
• WSB Silver Checking Account
• WSB Gold Checking Account
• Personal Money Market Account
• Personal Index Money Market Account
• Personal Golden Passbook Account
• Personal Savings Account

WSB Bronze Checking Account

• Minimum opening deposit - $100.00.
• No monthly service charge.
• No minimum balance is required.
• No per check charge.
• Unlimited check writing.
• Free ShazamChek/Debit card with no annual fee upon approval.
• Free Travelers Cheques.

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WSB Silver Checking Account

• Interest bearing checking account.
• Must be 55 years of age or older.
• Minimum opening deposit - $100.00.
• No monthly service charge.
• No minimum balance is required.
• Unlimited check writing.
• Interest is compounded and credited monthly.
• Free ShazamChek/Debit card with no annual fee upon approval.
• Free Travelers Cheques.

WSB Gold Checking Account (NOW Account)

• Interest bearing checking account.
• Minimum opening deposit - $1000.00.
• Minimum balance of $1,000.00 is required to avoid service charges.
• Unlimited check writing.
• Interest is compounded and credited monthly.
• Free – 1 box of Woodford State Bank image checks per order.
• Free ShazamChek/Debit card with no annual fee upon approval.
• Free Travelers Cheques.
• Free Cashiers’ Checks and Personal Money Orders.
• Rate and annual percentage yield may change monthly.

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Personal Money Market Account

• Minimum opening deposit - $2,500.00.
• Minimum balance of $2,500.00 is required to avoid service charges.
• Limited to six withdrawals per month (no more than three by check).
• Interest is compounded and credited monthly.
• Rate and annual percentage yield may change monthly.

Personal Index Money Market

• Liquidity with higher earnings on larger balances.
• Minimum opening deposit - $10,000.00.
• Minimum balance of $2,500.00 is required to avoid service charges.
• Limited to six withdrawals per month (no more than three by check).
• Interest is compounded and credited monthly.
• Rate and annual percentage yield may change monthly.

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Personal Golden Passbook Account

• Passbook savings with exceptional rate of interest.
• Minimum opening deposit - $500.00.
• Minimum balance of $500.00 is required to avoid service charges.
• Limited to one withdrawal per calendar quarter.
• Unlimited deposits accepted.
• No electronic funds transfers (deposits or withdrawals) are allowed.
• Interest is compounded and credited quarterly.
• Rate and annual percentage yield may change monthly.

Personal Savings Account

• Minimum Opening Deposit of $50.00
• Interest is Compounded and Paid Quarterly
• Minimum balance of $25.00 required to prevent service charges.
• Fall below fee is waived for minors 18 or younger or non-profit organizations.

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