Checking and Savings Account Rates
effective December 1, 2014
Rates subject to change monthly. Rates may change after the account is opened.
Account Name
Minimum Balance
to Obtain APY*
Minimum Opening
Deposit
Interest Rate
APY*
WSB Silver Account
$100.00
$0 and Above
.10%
.10%
NOW/WSB Gold Accounts
$1,000.00
$0 to $999
0.10%
0.10%
$1,000 to $4,999
0.10%
0.10%
$5,000 to $24,999
0.10%
0.10%
$25,000 and Above
0.10%
0.10%
Money Market Accounts
$2,500.00
$0 to $4,999
0.10%
0.10%
$5,000 to $24,999
0.10%
0.10%
$25,000 to $49,999
0.10%
0.10%
$50,000 to $99,999
0.15%
0.15%
$100,000 and Above
0.15%
0.15%
Index Money Market
$10,000.00
$0 to $9,999
0.10%
0.10%
$10,000 to $99,999
0.10%
0.10%
$100,000 and Above
0.15%
0.15%
Golden Passbook Account
$500.00
$500.00
0.15%
0.15%
Health Savings Account
No Minimum
$0 to $9,999
.10%
.10%
$10,000 & Above
0.10%
0.10%
Savings Account
$25.00
$50.00
0.10%
0.10%
*APY - Annual Percentage Yield

Note: Fees could reduce earnings.

Contact a Bank Representative at (608)325-7766 for further information about applicable fees & terms.



Certificates of Deposit (subject to change weekly)
effective as of December 16, 2014
Term
Interest Rate
Frequency Compounds
APY*
91 Day
0.10%
At Maturity
0.10%
182 Day
0.15%
At Maturity
0.15%
12 Month
0.20%
Semi-Annually
0.20%
18 Month
0.25%
Semi-Annually
0.25%
24 Month
0.30%
Semi-Annually
0.30%
36 Month
0.40%
Semi-Annually
0.40%
48 Month
0.60%
Semi-Annually
0.60%
60 Month
1.00%
Semi-Annually
1.00%
*APY - Annual Percentage Yield
Contact a Bank Representative at (608)325-7766 for further information about applicable fees & terms.

Minimum balance to open - $1,000.00 ($500.00 if you are a minor.)

Depositor may not withdraw funds from this account prior to the original or any extended Maturity Date of a Certificate without the written authorization of Bank. BANK WILL IMPOSE A PENALTY FOR EARLY WITHDRAWAL. The penalty for early withdrawal will be calculated using the interest rate being paid on the Certificate at the time the early withdrawal is made. The penalty may invade the principal. The amount of the penalty is: All accrued interest on CD's of 1-31 days: 3 months interest on CD's of 32-364 days: and 6 months interest on CD's of one year or more.

If your account has an original maturity of less than a year, the fee we impose will equal three months interest on the amount withdrawn subject to penalty.

If your account has an original maturity of one year or more, the fee we impose will equal six months interest on the amount withdrawn subject to penalty.

Note: Fees could reduce earnings.

Common Features
Please refer to our separate fee schedule for additional information about charges.

Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.



   

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